Federal Employees Benevolent and Group Insurance Funds

 

BENEFITS UNDER WELFARE SCHEMES

            The disbursements under the Welfare Schemes of the FEB & GIF are Lump Sum Grants subject to specific conditions as well as lifelong monthly grant for spouse. These benefits are not only paid to the serving and retired employees but the families of the deceased employees are also provided the sanctioned grants as per rules. A brief on the  admissible benefits is as under:

LIFE LONG MONTHLY BENEFIT

Monthly Benevolent Grant

  • A monthly Grant ranging from Rs. 4,000 to Rs. 10,100 is paid on the following grounds:

For life

  • To an employee who retires on medical grounds (80% and above disability).
  • To spouse if an employee dies during service or after retirement.

For maximum period of 15 years

  • To other eligible family members if there is no spouse or the spouse died—Section 2(5)
  • The rates are based on pay slabs mentioned in Table-A at the end of this document.

—Section 13

LUMP SUM BENEFITS

1

Reimbursement of Semester/Annual fee

 

  • Semester/annual fee is reimbursed for children of serving, retired or deceased Government Employees studying in Public Sector Universities, colleges and institutions in Medical, Engineering, IT, Business Studies, D-Pharmacy and Architecture.
  • Eligibility criteria are admission on merit and passing the Semester/Annual Examination without fail in any subject.

—Rule 25A

2

Educational Stipends

 

  • Educational Stipends are paid, per annum, from post Matric studies to MPhill/MS studies in any discipline and college (Public or Private Sector) of children of serving, retired, or deceased Federal Government employees. The stipend rates are as under:

S. No.

Level of Study

Amount of stipend

1

Intermediate

20,000

2

Graduation

24,000

3

Masters

30,000

4

*Professional studies

40,000

*Professional studies include the disciplines mentioned in reimbursement of semester/annual fee category

  • The eligibility criteria are obtaining 70% marks in the last held examination (60% marks for the children of employees in BS 1-10 studying at intermediate level)—Rule 25
  • The maximum two children of a Federal  Government employee are paid in a Financial Year

3

Marriage Grant

 

  • An amount of Rs. 50,000 is paid on marriage of one child of a serving, retired or deceased employee irrespective of the gender.
  • Applicability of this benefit is for marriages taken place on or after  11.4.2011. Prior to this date the Marriage grant was admissible on marriage of one child of a deceased/invalid employee.
    —Rule 19

4

Farewell Grant

 

  • Farewell Grant equal to one month pay is paid to an employee who proceeds on retiring pension after twenty years’ service.
  • One month pay includes emoluments which reckons for pension.
  • Applicability of this benefit is on retirement after 1.9.2012. Prior to this date the length of service required for this benefit was 25 years.

—Rule 24

5

Sum Assured on death during service

 

  • A sum ranging from Rs. 350,000 to Rs. 1,000,000 is paid to the family of an employee who dies during service.
  • The rates are based on pay slabs mentioned in Table-B at the end of this document.

—Section 15

6

Grant on Invalid Retirement

 

  • Lump Sum Grant ranging from Rs. 150,000 to Rs. 290,000 is paid to an employee who proceeds on Invalid retirement.
  • The degree of disability declared by the Central Medical Board should be A (80%) or above.
  • The rates are based on Basic Pay Scales mentioned in Table-C at the end of this document.

—Rule 22

7

Burial Charges

 

An amount of Rs. 10,000 is paid on death of an employee. It is paid irrespective of the fact that the employee dies during service or after retirement.

—Rule 20

8

Cash Awards on Essay Writing Competition

 

  • Cash Awards as per prescribed rates are paid on Essay Writing Competition among the children of the employees.
  • Competition is held among the children studying at Matric and Intermediate levels.
  • Cash awards are paid at the following rates:

Category

1st  Postion

2nd Position

3rd Position

Matriculate or Equivalent

Cat-I(Eng)

35,000

25,000

15,000

Cat-I(Urdu)

35,000

25,000

15,000

Undergraduate or Equivalent

Cat-II(Eng)

40,000

30,000

20,000

Cat-II(Urdu)

40,000

30,000

20,000

—Rule-25(4)