FEB & GIF

FEDERAL EMPLOYEES BENEVOLENT & GROUP INSURANCE FUNDS (FEB & GIF)
Frequently Asked Questions (FAQs) Sections
1. About FEB & GIF	2. Contributions	3. Investments	Others
Claims (General)
5.0 General (all)	5.1 Monthly Benevolent Grant 5.1.1Direct Credit System (DCS) of Benevolent Grant	5.2. Farewell Grant	5.3 Marriage Grant
5.4 Sum Assured on Death During Service	5.5 Lumpsum Grant	5.6 Burial Charges	5.7 Cash Award on Essay Writing
5.8 Education Stipends/Fee Reimbursements	5.9 Additional monthly Benevolent Grant	5.10 Special Sum Assured in case of Security related death

About FEB & GIF

Q-1.1: When were Benevolent and Group Insurance Funds established and how?

Q-1.2: How do you compare the FEB & GIF with Pakistan Army scheme?

Q-1.3: What is the composition of Board of Trustees?

Q-1.4: What are the percentages of workload of the three Regional Boards?

Q-1.5: What is staff strength in the FEB & GIF?

CONTRIBUTIONS

Q-2.1: Who are members of the BF and GIF funds?

Q-2.2: How many employees are member of these funds?

Q-2.3: How can an organization become member of these funds?

Q-2.4: What are the existing rate of contribution of Benevolent Fund ?

Q-2.5: What are the existing rates of contribution and grant (sum assured) of Group Insurance Fund

Q-2.6: Whether the rates of contributions/benefits are based on any technical study of the Funds or decided "as rule of thumb"?

Q-2.7: Whether contribution to the BF&GI Funds is mandatory or optional under the law?

Q-2.8: How rate of contribution is determined?

Q-2.9: Who is responsible to deduct prescribed amount on account of BF &GI from the salary of an employee?

Q-2.10: Does the FEB & GIF covers the employees working in Federal Government departments only?

Q-2.11: Whether employees of provincial governments working on deputation in different departments of the Federal Government are also covered by the Federal Employees Benevolent Fund schemes?

Q-2.12: Whether contribution and benevolent grant rates of provincial governments and the Federal government are the same?

Q-2.13: Whether contributors could take back the amount they had contributed during their service to the BF & GI funds at the time of retirement?

Q-2.14: Whether the federal government employees working in the provinces are liable to contribute to the BG and Group Insurance Fund.

INVESTMENTS

Q-3.1: Who controls the investments of FEB & GIF?

Q-3.2: Is the income of Funds being invested in Government sponsored schemes only or otherwise?

Q-3.3: How FEB & GIF make investment?

Q-3.4: Frequency of Investment Committee meeting?

OTHERS

Q-4.0: Why did FEB & GIF withdraw coverage with State Life Insurance Corporation & Postal Insurance?

Q-4.1: Litigation cases if any in last 2 years (2019&2020)?

GENERAL (ALL CLAIMS RELATED)

Q-5.0.1: How many welfare schemes have been introduced by FEB&GIF for the welfare of the Federal Government employees? Also brief detail.

Q-5.0.2: Where should the family of an employee contact to get the benefits being paid by FEB & GIF?

Q-5.0.3: What is the claims processing time till issuance of cheque?

Q-5.0.4: How many families have been provided benefits of BF so far?

Q-5.0.5: Whether educational stipend and marriage grant etc. are paid to gazetted employees only?

Q-5.0.6: If an employee could not receive a cheque of any grant or its validity expired. Whether he could get revise cheque or otherwise?

Q-5.0.7: Whether FEB&GIF has established any facilitation center in FEB&GIF.

Q-5.0.8: What are the telephone number of the facilitation center?

Q-5.0.9: if the claims under process can be tracked online?

M ONTHLY BENEVOLENT GRANT

Q-5.1.0: Whether the FEB & GIF has taken steps for transfer of payment of monthly Benevolent Grant through Bank account instead of cash payment?

Q-5.1.1: What is the current state of beneficiaries receiving the monthly benevolent grant?

Q-5.1.2: How much amount of benevolent grant is being disbursed to the beneficiaries FY 2019-2020?

Q-5.1.3: Is there any plan to further increase rates of monthly benevolent grant for beneficiaries receiving benevolent grant prior to 1.9.2012 (date of last revision in rates of benevolent grant)?

Q-5.1.4: Whether family of a deceased employee could claim BG if the employee dies upon attaining age of 70 years or more. What is the effective date of removal of condition of death of an employee before attaining the age of 70 years for payment of death grants?

DIRECT CREDIT SYSTEM (DCS) OF MONTHLY BENEVOLENT GRANT

Q-5.1.5: Important Dates relating to DCS commissioning?

Q-5.1.6: Documents required from Beneficiary for Direct Credit System (DCS)?

Q-5.1.7: Where to deliver documents?

Q-5.1.8: How and when grant will be transferred through DCS into accounts of beneficiary?

Q-5.1.9: From where Beneficiaries / Regional Boards can check status of transfer through DCS?

Q-5.1.10: If whole amount will be transferred through DCS at once?

Q-5.1.11: How much beneficiaries have been transferred on DCS?

Q-5.1.12: Does other grants will also be transferred on DCS?

FAREWELL GRANT

Q-5.2.1: The Punjab employees Benevolent Fund pays farewell grant on retirement. Is there any such scheme in the Federal government?

Q-5.2.2: What are the necessary documents for preparing cases of farewell grant?

MARRIAGE GRANT

Q-5.3.1: How much amount on account of Marriage Grant is being paid to the beneficiaries during the financial year 2019-2020.?

Q-5.3.2: Is there any plan to increase marriage grant from Rs. 50,000 to Rs. 100,000?

SUM ASSURED ON DEATH DURING SERVICE

Q-5.4.1: State yearly amount of Sum Assured (on death during services of an employee) being disbursed to the beneficiaries from Group Insurance scheme?

LUMPSUM GRANT

Q-5.5.1: Can lump sum grant be given to the employees who retired on medical grounds with less than 80% disability?

Q-5.5.2: Who will pay benefits under Prime Minister’s death assistance package?

BURIAL CHARGES

Q-5.6.1: How much amount of burial charges is being paid per annum to the family members of the deceased employees?

EDUCATION STIPENDS/FEE REIMBURSEMENTS

Q-5.8.1: Whether any scholarship is paid by the Benevolent Fund?

Q-5.8.2: Why re-imbursement of semester/annual fee has been limited to maximum of Rs. 100,000/annum?

Q-5.8.3: Whether re-imbursement of fee is also being made to students of private universities / colleges / institutes?

Q-5.8.4: Whether educational stipends are paid to the children of employees on scoring 60% marks?

Q-5.8.5: Whether all professional subjects / degree programmes are covered under fee reimbursement scheme?

Q-5.8.6: What is different between Attestation and Verification of documents with regard to educational result required for education stipend/fee reimbursement?

Q-5.8.7: Who could sign the part A of the Education Stipend Form?

Q-1.1: When were Benevolent and Group Insurance Funds established and how?

The Federal Government enacted Federal Employees Benevolent Fund and Group Insurance Act, 1969 on 4^th April, 1969. Two funds namely Benevolent and Group Insurance were established for the common benefits of the employees of the Federation and certain autonomous bodies to whom coverage of the funds is extended by the Federal Government.

Q-1.2: How do you compare the FEB & GIF with Pakistan Army scheme?

Pakistan Army has scheme covering mainly the officers. Whereas, the FEB&GIF schemes cover all employees of BS-1 to BS-22 or equivalent of the Federation and certain autonomous bodies.

Q-1.3: What is the composition of Board of Trustees?

Secretary Establishment Division (Chairman), other members A.G.P.R., Military Accountant General, (MAG)
Joint Secretary of (BS-20) Ministry of Finance, Ministry of Law, Ministry of Overseas Pakistanis, and Managing Director Federal Employees Benevolent Fund and Group Insurance

Q-1.4: What are the percentages of work load of the three Regional Boards?

Islamabad Regional Office - 56%
Lahore Regional Office - 20%
Karachi Regional Office - 24%

Q-1.5: What is staff strength in the FEB & GIF?

Working strength of officer is 52 and staff is 127 Officers & Staff

Q-2.1: Who are members of the BF and GIF funds?

Employees of the Federal Government and certain autonomous bodies covered under the FEBF & GI Act, 1969 are members of these funds.

Q-2.2: How many employees are member of these funds?

Presently 714,300 employees of the federation and autonomous bodies are members of these funds.

Q-2.3: How can an organization become member of these funds?

A new entity /organization is required to apply through its respective Ministry/Division by providing requisite information about it and its employees on prescribed performs (to be taken from coordination section of FEB & GIF. It could become member only with the approval of the Board of Trustees, FEB&GIF and the Federal Government, after completing all codal formalities.

Q-2.4: What are the existing rate of contribution of Benevolent Fund?

Existing contribution rates of BF are given in the seventh schedule [Rule 6(4)], which are applicable since 1^st July, 2013
Sr.	Basic Pay Slabs			Monthly Contribution rate	Monthly Grant rate
No.	Minimum		Maximum	Monthly Contribution rate	Monthly Grant rate
(1)	(2)		(3)	(4)	(5)
1	Upto		5000	120	4,000
2	5001	--	5500	126	4,150
3	5501	--	6000	138	4,300
4	6001	--	6500	150	4,450
5	6501	--	7000	162	4,600
6	7001	--	7500	174	4,750
7	7501	--	8000	186	4,900
8	8001	--	8500	198	5,050
9	8501	--	9000	210	5,200
10	9001	--	9500	222	5,350
11	9501	--	11000	246	5,600
12	11001	--	13000	288	5,900
13	13001	--	15000	336	6,200
14	15001	--	17000	384	6,500
15	17001	--	19000	432	6,800
16	19001	--	21000	480	7,100
17	21001	--	23000	528	7,400
18	23001	--	25000	576	7,700
19	25001	--	27000	624	8,000
20	27001	--	29000	672	8,300
21	29001	--	31000	720	8,600
22	31001	--	33000	768	8,900
23	33001	--	35000	816	9,200
24	35001	--	37000	864	9,500
25	37001	--	39000	912	9,800
26	39001	&	above	960	10,100

Q-2.5: What are the existing rates of contribution and grant (sum assured) of Group Insurance Fund

Existing contribution rates of Group Insurance are as under:-

"THE EIGHTH SCHEDULE"
[See Rule 6A(4)]
GROUP INSURANCE
The rate of contribution to the Group Insurance Fund and the amount of Sum Assured to be paid to the family of an employee, with effect from first day of December, 2013 shall be as under:-


Sr. No.	Pay Slab			G.Ins.Fund rates	Sum Assured Rates
Sr. No.	Minimum		Maximum	G.Ins.Fund rates	Sum Assured Rates
1	2			3	4
1	Upto	--	5000	381	350,000
2	5001	--	10000	436	400,000
3	10001	--	15000	490	450,000
4	15001	--	20000	545	500,000
5	20001	--	25000	600	550,000
6	25001	--	30000	654	600,000
7	30001	--	35000	709	650,000
8	35001	--	40000	763	700,000
9	40001	--	45000	818	750,000
10	45001	--	50000	872	800,000
11	50001	--	55000	926	850,000
12	55001	--	60000	981	900,000
13	60001	--	65000	1,036	950,000
14	65001	--	Above	1,090	1,000,000

Q-2.6: Whether the rates of contributions/benefits are based on any technical study of the Funds or decided "as rule of thumb"?

The contribution/benefit structure is based on Actuarial Evaluation of the Funds:-

Q-2.7: Whether contribution to the BF&GI Funds is mandatory or optional under the law?

According to the provisions of section 12 & 18 of the FEB & GIF Act, 1969, every employee of the federation and the autonomous bodies to whom coverage of funds is extended, should have to contribute to the Benevolent Fund and the Group Insurance Fund on monthly basis at prescribed rates, from his pay. However, contribution of GI Fund on behalf of non-gazetted (BS 1-16) employees is being paid by Finance Division.

Q-2.8: How rate of contribution is determined?

Rate of contribution is determined according to the various pay wise slabs given in the schedule 7th & 8th. However, for selecting slab, the pay means Basic pay +Special Pay+ Technical Pay+ Personal allowance etc+ any other emoluments reckon for pension.

Q-2.9: Who is responsible to deduct prescribed amount on account of BF &GI from the salary of an employee?

It is the primary responsibility of the DDO to deduct the amount on account of BF &GIF from the salary of the gazetted/non gazetted employees and remit through AGPR/Account office in case of Federal Government Employees as the case may be.

Q-2.10: Does the FEB & GIF covers the employees working in Federal Government departments only?

No. In addition to the Federal Government employees the FEB & GIF also covers employees of autonomous organizations to whom coverage is extended with the previous approval by the Federal Government.

Q-2.11: Whether employees of provincial governments working on deputation in different departments of the Federal Government are also covered by the Federal Employees Benevolent Fund schemes?

No. Employees of the Provincial Government working on deputation basis in different organizations of the Federal Government are not covered under the schemes of Federal Employees Benevolent Fund & Group Insurance.

Q-2.12: Whether contribution and benevolent grant rates of provincial governments and the Federal government are the same?

No The rates of contribution of Provincial benevolent Funds and the Federal Employees Benevolent Fund are different. The rate of contribution of Federal Employees Benevolent Fund is 2.4% of pay with maximum rate of Rs.960 p.m.

Q-2.13: Whether contributors could take back the amount they had contributed during their service to the BF & GI funds at the time of retirement?

No provision regarding refund of the contributed amount at the time of retirement to an employee is existed in the Federal Employees Benevolent Fund and Group Insurance Act, 1969 and the rules made thereunder, amended from time to time.

Q-2.14: Whether the federal government employees working in the provinces are liable to contribute to the BG and Group Insurance Fund?

Employees of the federation working in any province of Pakistan are liable to contribute to the BF&GI Fund through the concerned accounts office.

Q-3.1: Who controls the investments of FEB & GIF?

An Investment Committee takes investment decisions on behalf of Board of Trustees.

Q-3.2: Is the income of Funds being invested in Government sponsored schemes only or otherwise?

Mainly in the government securities/schemes.

Q-3.3: How FEB & GIF make investment?

Investments are made under approved investment parameters and on the recommendation of the Investment Committee constituted by Board of Trustees.

Q-3.4: Frequency of Investment Committee meeting?

On need basis. However, during the financial year 2021-22,Twenty Three (23) meetings of the investment committee were convened.

Q-4.0: Why did FEB & GIF withdraw coverage with State Life Insurance Corporation & Postal Insurance?

FEBF& GI Act, 1969 empowers the FEB&GIF to itself sanction cases of Group Insurance (sum assured) on death during service of employee. Moreover, this organization faced numerous problems while being engaged with Insurance Companies e.g. inefficient handling of Group Insurance cases and charging of higher rates of premium.

Q-4.1: Litigation cases if any in last 2 years (2019&2020)?

Court Cases = 18
Wafaqi Mohtasib Cases= 300

Q-5.0.1: How many welfare schemes have been introduced by FEB&GIF for the welfare of the Federal Government employees? Also brief detail.

FEB & GIF has introduced the following schemes:

S.No.

Name of scheme

Amount

Eligibility Criteria

Monthly benevolent Gant

Minimum 4000/- p.m.

Maximum 10100/p.m.

Family of A deceased /retired/in case of invalid retirement (self) of federal government employee is entitled to receive this grant.

Farewell Grant

One month basic pay drawn lastly by a federal govt employee(s) and employee (s) of the certain autonomous bodies

Federal govt employee(s) and employee (s) of the certain autonomous bodies who has completed 20 years continuous service

Marriage Grant

Rs.50,000 for one child.

Rs.100,000 for one orphan daughter

Federal govt employee(s) and employee (s) of the certain autonomous bodies (in service/retired/family of a deceased/invalid retirement) are entitled for receiving marriage grant for one child. Other condition are available on the form

Sum assured on death during service

Minimum Rs.350,000/-

Maximum Rs.1,000,000/-

Family/or nominee of a deceased employee is entitled to receive the amount in case of death during service of an employee. Other condition are available on the form

Lump sum grant

Minimum Rs.150,000/-

Maximum Rs.390,000/-

Federal govt employee(s) and employee (s) of the certain autonomous bodies who proceed on invalid retirement due to 80% physically or mentally incapacitation.

Burial Charges

Rs.10,000/-

Family/or nominee of a deceased employee is entitled to receive the amount in case of death during service or after retirement. Other condition are available on the form

Cash Award on Essay Writing Competition

Cat

Ist

2nd

3^rd

Matric or Equivalent

(Eng/Urdu)

Rs.35,000/-

25,000/-

15000/-

Undergraduate or Equivalent

Rs.40,000/-

30,000/-

20,000/

Children of Federal govt employee(s) and employee (s) of the certain autonomous bodies are entitled to participate in the competition which is held annually.

Education Stipend/Fee reimbursement

Level of study	Amount	Category
Intermediate	20,000/- annually	Category-I
Graduation	24,000/- annually	Category-II
Masters	30,000/- annually	Category-III
Professional studies	40,000/- annually	Category-IV
Fee Reimbursement for specified disciplines	Rs.100,000/- annually	Category-V

Federal govt employee(s) and employee (s) of the certain autonomous bodies whether he/she is in service/ deceased/ retired/ invalid retired are entitled to receive the grant for two children in a year.

For education stipend: A child should obtain Minimum marks 60% only for category-I for employees of (BS-1 to 10) for BS (11 to 22) 70% . For all other category, 70% marks.

In case of fee reimbursement minimum passing marks.

Special Note: Except category –I, result issued by a university should be verified by Controller examination, Deputy Controller, Director Examination, Registrar, Assistant Registrar or Principal of an Institution. Result verified by any another officer is not acceptable.

Additional monthly benevolent grant in case of security related death

The double the amount of existing benevolent grant

Payments on this account would be made after making amendments in the FEBF & GI Act, 1969, the FEB & GIF Rules, 1972.

Special sum assured in case of security related death

Amount from Rs.200,000 to 500,000/-

Payments on this account would be made after making amendments in the FEBF & GI Act, 1969, the FEB & GIF Rules, 1972.

Q-5.0.2: Where should the family of an employee contact to get the benefits being paid by FEB & GIF?

Family of the deceased/invalid employee could forward his/her benefits/grant (s) claim through parent department of the employee and then submit the same to the three Regional offices of FEB&GIF at Islamabad, Lahore and Karachi (as pertain to their jurisdiction) last posting of employee at the time of death/invalidation/retirement. Address of the three Regional Offices and their jurisdiction is as under:-

Sr.No (1)	Address of concerned Regional Office	Jurisdiction of the concerned Regional Office to process cases of employees who were lastly posted in the districts/Area (Employee last posting station)
1.	Regional Board, BF Building Zero Point, Islamabad Phone # 051-9252316 Fax # 051-9252363/p>	Islamabad, Khyber Pakhtunkhwa, Northern Areas, FATA, Azad Kashmir, Rawalpindi, Chakwal, Attock & Jhelum District.
2.	Regional Board, Al-amera Center Opposite Passport Office, Saddar Karachi, Phone # 021-99202327 Fax # 021-99206361	All districts of Sindh and Baluchistan
3.	Regional Board, Bank Square Al-Jannat Building, Neela Gumbad, Lahore #Phone # 042-99211402 Fax # 042-99211403	All districts of Punjab except Rawalpindi, Chakwal Attock & Jhelum.

Q-5.0.4: How many families have been provided benefits of BF so far?

The FEB & GIF has so far paid benefits to more than 115,000 families.

Q-5.0.5: Whether educational stipend and marriage grant etc. are paid to gazetted employees only?

No. both Gazetted and non gazetted employees of the federation and certain autonomous are eligible for eleven (11) welfare schemes of FEB & GIF.

Q-5.0.6: If an employee could not receive a cheque of any grant or its validity expired. Whether he could get revise cheque or otherwise?

An employee of the federation and the certain autonomous bodies could approach to the concerned Regional Boards of FEB&GIF if he did not receive cheque of grant, for revalidation of the cheque if date is expired.

Q-5.0.7: Whether FEB&GIF has established any facilitation center in FEB&GIF?

FEB&GIF has established a facilitation center where beneficiaries could seek information about their claims. A beneficiary has to provide CNIC number his/her and name of the grant to trace the record from the software.

Q-5.0.8 What are the telephone number of the facilitation center?

Telephone number of the center are: 0800-46000, 051-9252164, 051-9253163, 051-9252316

Q-5.0.9: if the claims under process can be tracked online?

Yes, beneficiaries can track their claims by visiting FEB & GIF official website i.e. http://febgif.gov.pk and clicking on Track Cases button.

Q-5.1.0: Whether the FEB & GIF has taken steps for transfer of payment of monthly Benevolent Grant through Bank account instead of cash payment?

Keeping in view that the families of deceased employees are facing difficulties to receive the amount of Benevolent Grant. The Board of Trustees in its meeting held on 22.2.2021 decided that from 1^st July 2021, that monthly benevolent fund grant will be made to the beneficiaries through Bank Accounts instead of cash payment. Therefore, all beneficiaries should have a bank account with the concerned branch of the NBP before 1^st July, 2021.

Q-5.1.1: What is the current state of beneficiaries receiving the monthly benevolent grant?

At present 99,232 upto 2019-20 beneficiaries are receiving the monthly benevolent grant.

Q-5.1.2: How much amount of benevolent grant is being disbursed to the beneficiaries FY 2019-2020?

During the last financial year (2019-20), FEB&GIF paid Rs.2935 million to the beneficiaries.

Q-5.1.3: Is there any plan to further increase rates of monthly benevolent grant for beneficiaries receiving benevolent grant prior to 1.9.2012 (date of last revision in rates of benevolent grant)?

The grants of beneficiaries prior to 01.09.2012 have already been enhanced @ 40%. However, currently, due to heavy disbursements made against eleven (11) welfare schemes, the benevolent grant facing financial constraints. Due to this, no such proposal is under consideration for further increase at this.

A family of a deceased employee is entitled for monthly benevolent grant, if an employee died after retirement. The condition of death before attaining age of 70 years has been removed for those employees who retired on or after 01.12.2003 and died on or after 28.07.2015.

Q-5.1.5: Important Dates relating to DCS commissioning?

Event	Important Dates
i) Stoppage of cash payments through Pension Order Cards(POCs)	01-07-2021
ii) Payment to new beneficiaries of Benevolent Grant through DCS.	01-03-2022
iii) Payment to existing beneficiaries of Benevolent Grant through DCS.	01-06-2022

Q-5.1.6: Documents required from Beneficiary for Direct Credit System (DCS)?

Document	Details/To do with	Remarks
1. DCS form along-with indemnity form filled (can be downloaded from FEB&GIF website) Download Form	Verified by Department of the employee and concerned NBP branch.	Both New and existing beneficiaries.
2. Last Payment Certificate (LPC)	From concerned NBP branch.	Existing Beneficiaries only
3. Life Certificate of beneficiary	By Gazetted Officer.
4. Original Payment Order Cards	Both of Beneficiary and Bank.

Q-5.1.7: Where to deliver documents?

Existing beneficiaries will personally visit concerned Regional Board and deliver complete set of documents.

Q-5.1.8: How and when grant will be transferred through DCS into accounts of beneficiary?

Upon receipt of complete documents and after completion of all codal formalities, the payment of Benevolent Grant will be transferred to the bank account of beneficiaries by NBP.

Q-5.1.9: From where Beneficiaries / Regional Boards can check status of transfer through DCS?

For RBI and FEB & GIF HQ: http://192.100.100.66/febdcs22/dcs_abd.php

For RBL & RBK: http://mis.febgif.gov.pk/dcs6s/dcs_abd.php

Q-5.1.10: If whole amount will be transferred through DCS at once?

Initially monthly payment will be processed. Arrears (if any) matter will be settled later by Regional Boards or by the Committee separately.

Q-5.1.11: How much beneficiaries have been transferred on DCS?

Till 30-June-2022, 24,713 beneficiaries have been placed on DCS successfully.

Q-5.1.12: Does other grants will also be transferred on DCS?

Efforts are being made to make payment of other grants through DCS.

Q-5.2.1: The Punjab employees Benevolent Fund pays farewell grant on retirement. Is there any such scheme in the Federal government?

Yes. the FEB & GIF is paying Farewell Grant w.e.f 01.01.2006 to an employee on retiring pension after 25 years and 20 years (as per the cut of date) qualifying service of the Federal Government and certain autonomous bodies.

Q-5.2.2: What are the necessary documents for preparing cases of farewell grant?

Application must be on specific form dully signed by the Head of department of the employee, copy of CNIC, Initial appointment letter, Retirement Order, Last Payment Certificate showing deduction of BF and Group Insurance, as per prescribed rate of contribution PPO/pension order. Further detail is given on the form.

Q-5.3.1: How much amount on account of Marriage Grant is being paid to the beneficiaries during the financial year 2019-2020.?

FEB&GIF paid Rs.599.93 million to the beneficiaries on account of Marriage Grant of monthly benevolent grant during the financial year 2019-2020.

Q-5.3.2: Is there any plan to increase marriage grant from Rs. 50,000 to Rs. 100,000?

Honorable Prime Minister of Pakistan has already approved extension in rate of marriage grant from Rs. 50,000 to Rs. 100,000 only for one orphan daughter of a retired Government employee who dies after retirement w.e.f. 20.4.2016.

Q-5.4.1: State yearly amount of Sum Assured (on death during services of an employee) being disbursed to the beneficiaries from Group Insurance scheme?

About Rs.1103.95 million on account of sum assured has been paid to the family/nominee of deceased employees of the federation and certain autonomous bodies during the financial year 2019-20..

Q-5.5.1: Can lump sum grant be given to the employees who retired on medical grounds with less than 80% disability?

No. Under Rule 23 of the FEB & GIF Rules-1972 Lump Sum grant is paid to an employee who is declared invalid with 80% disability by Central Medical Board and for that reason retires from the service.

Q-5.5.2: Who will pay benefits under Prime Minister’s death assistance package?

Under the Prime Minister’s Package, FEB & GIF will pay only Additional Monthly Benevolent grant and Special Lump-Sum Grant to the families of those employees who die during service in a security related incident. In this regard, necessary amendment in FEBF & GI Act-1969 is in process. Other benefits will be paid by the concerned organizations / departments of the employee.

Q-5.6.1: How much amount of burial charges is being paid per annum to the family members of the deceased employees?

An amount of Rs. 38.48 million on account of burial charges was paid to the families of a deceased employees during the Financial Year 2019-2020.

Q-5.8.1: Whether any scholarship is paid by the Benevolent Fund?

No. At present stipends are being paid out of the Group Insurance Fund. See detail under benefits portion of the web site.

Q-5.8.2: Why re-imbursement of semester/annual fee has been limited to maximum of Rs. 100,000/annum?

Payment of educational stipend and re-imbursement is not included in the basic charter of FEB & GIF. The Board of Trustees continually reviews its welfare schemes for enhancement or introduction of new schemes keeping in view the financial position of the funds. However, since last many years, amount of disbursements made against eleven (11) welfare schemes has exceeded the amount of contributions received during the period. Therefore, the Board of Trustees in its 97th meeting decided to limit the re-imbursement of fee up to maximum of Rs. 100,000/ per annum from academic year 2015-16.

Q-5.8.3: Whether re-imbursement of fee is also being made to students of private universities / colleges / institutes?

No. Fee reimbursement is not admissible to the employees of Federal Government whose children are studying in private universities/colleges/institutions. It is admissible to those employees, whose children got admission in specified disciplines on merit (not on self finance) basis in public sector universities / colleges / institutes recognized by HEC only.

Q-5.8.4: Whether educational stipends are paid to the children of employees on scoring 60% marks?

Educational Stipends under Category-I (intermediate level studies only) of the children of employees of BPS- 1 to 10 are sanctioned on scoring 60% marks are paid to. However, for other three categories of educational stipend 70% marks are required for employees of BPS 01-22.

Q-5.8.5: Whether all professional subjects / degree programmes are covered under fee reimbursement scheme?

No. Only the following subjects and disciplines are covered for fee reimbursement:

Medical (MBBS, BDS),Engineering, Information Technology, Business Studies, Architecture, D.Pharmacy

Q-5.8.6: What is different between Attestation and Verification of documents with regard to educational result required for education stipend/fee reimbursement?

Any government gazette officer could attest the documents including results of category-I (Board of Intermediate and Secondary Education). But in case of Graduation/Masters degree the result are required to be verified by the concerned officers e.g. Controller examination, Deputy Controller, Director Examination, Registrar, Deputy Registrar, Assistant Registrar of the university concerned or Principal of the concerned educational Institution.

Q-5.8.7: Who could sign the part A of the Education Stipend Form?

Part A of the form should be signed by the Head of Department not below BPS 20 or an officer to whom powers have been delegated by him. In the latter case, a copy of the order has to be attached.

Federal Employees Benevolent and Group Insurance Funds